KMID : 1001320110380010277
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Social Welfare Policy 2011 Volume.38 No. 1 p.277 ~ p.304
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A Study on the Social Values of the Micro-Credit: Focusing on the the case study using SROI model
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Kim Soo-Young
Park Byung-Hyun
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Abstract
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This study purposed to find Social Return on Investment of the Micro-credit using SROI(Social Return On Investment) model. SROI is a social accounting way, that value the net economic Free Cash Flow and Social Results, then divide into Investment. The subject is the micro-credit of Busan Employment Promotion Agency. The Results are as follows. First, Micro-credit of Busan Employment Promotion Agency produced the social values in terms of increasing income, raising community participation, development of living condition, increasing of donation and welfare departure of welfare recipients of the participants. Second, SROI ratio for Micro-credit of Busan Employment Promotion Agency is 2.35:1. Thus we can expect that, for every \100 invested, \235 of social value is created.
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KEYWORD
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Micro-credit, Social Value, Social Return on Investment(SROI)
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